Buying a Home Starts Here!
The journey to finding your perfect home is one of life's most exciting and rewarding adventures! It’s a time filled with anticipation, possibility, and the promise of a new chapter. We understand the thrill of imagining your life in a new space, and the Fowler Group, Greenridge Realty is here to ensure that excitement is matched with confidence and clarity every step of the way. Let's make this journey to homeownership a joyful success!
Things to Do Before Beginning Your Home Search
Taking a few essential steps before you start looking at houses will put you in a strong position and make the search much smoother:
Determine Your Budget and Get Pre-Approved: Meet with a lender to understand what you can comfortably afford and get a formal pre-approval letter. This shows sellers you are a serious and qualified buyer.
Check Your Credit Score: A better credit score can lead to a lower interest rate, saving you tens of thousands over the life of the loan. Resolve any errors and pay down outstanding debts.
Identify Your Must-Haves vs. Nice-to-Haves: Make a list of essential features (e.g., number of bedrooms, location) and features you'd like but can live without (e.g., granite countertops, three-car garage).
Save for a Down Payment and Closing Costs: Determine how much you need for your down payment and ensure you have additional funds set aside for closing costs (typically 2-5% of the home's purchase price).
Research Neighborhoods: Spend time exploring potential areas. Consider commute times, school districts, local amenities, and future growth plans.
Understanding the Home Buying Process
Navigating the path to homeownership is simpler when you know what to expect. Here is a step-by-step overview of the home buying process:
Preparation (Pre-Approval & Needs Assessment): Complete the initial steps above, secure your pre-approval, and meet with your Fowler Group agent to discuss your wants and needs.
Home Search: Your agent will set up customized property alerts and schedule showings for homes that match your criteria. This is the fun part!
Making an Offer: Once you find "the one," your agent will help you determine a competitive offer price and negotiate the terms on your behalf.
Contract Acceptance (Under Contract): Once your offer is accepted, the home is officially "under contract," and the clock starts on your contingencies.
Inspections and Due Diligence: You will hire a professional inspector to evaluate the home’s condition. This is your chance to uncover any potential issues.
Securing Financing (Appraisal): Your lender will order an appraisal to ensure the home's value supports the loan amount. You finalize your loan application during this time.
Final Walkthrough: Just before closing, you'll walk through the property one last time to ensure everything is in the agreed-upon condition.
Closing: You sign all final paperwork, transfer the funds, and officially receive the keys. Congratulations—you are a homeowner!
Buying a Home Starts Here!
The journey to finding your perfect home is one of life's most exciting and rewarding adventures! It’s a time filled with anticipation, possibility, and the promise of a new chapter. We understand the thrill of imagining your life in a new space, and the Fowler Group, Greenridge Realty is here to ensure that excitement is matched with confidence and clarity every step of the way. Let's make this journey to homeownership a joyful success!
Things to Do Before Beginning Your Home Search
Taking a few essential steps before you start looking at houses will put you in a strong position and make the search much smoother:
Determine Your Budget and Get Pre-Approved: Meet with a lender to understand what you can comfortably afford and get a formal pre-approval letter. This shows sellers you are a serious and qualified buyer.
Check Your Credit Score: A better credit score can lead to a lower interest rate, saving you tens of thousands over the life of the loan. Resolve any errors and pay down outstanding debts.
Identify Your Must-Haves vs. Nice-to-Haves: Make a list of essential features (e.g., number of bedrooms, location) and features you'd like but can live without (e.g., granite countertops, three-car garage).
Save for a Down Payment and Closing Costs: Determine how much you need for your down payment and ensure you have additional funds set aside for closing costs (typically 2-5% of the home's purchase price).
Research Neighborhoods: Spend time exploring potential areas. Consider commute times, school districts, local amenities, and future growth plans.
Understanding the Home Buying Process
Navigating the path to homeownership is simpler when you know what to expect. Here is a step-by-step overview of the home buying process:
Preparation (Pre-Approval & Needs Assessment): Complete the initial steps above, secure your pre-approval, and meet with your Fowler Group agent to discuss your wants and needs.
Home Search: Your agent will set up customized property alerts and schedule showings for homes that match your criteria. This is the fun part!
Making an Offer: Once you find "the one," your agent will help you determine a competitive offer price and negotiate the terms on your behalf.
Contract Acceptance (Under Contract): Once your offer is accepted, the home is officially "under contract," and the clock starts on your contingencies.
Inspections and Due Diligence: You will hire a professional inspector to evaluate the home’s condition. This is your chance to uncover any potential issues.
Securing Financing (Appraisal): Your lender will order an appraisal to ensure the home's value supports the loan amount. You finalize your loan application during this time.
Final Walkthrough: Just before closing, you'll walk through the property one last time to ensure everything is in the agreed-upon condition.
Closing: You sign all final paperwork, transfer the funds, and officially receive the keys. Congratulations—you are a homeowner!
Our Mission is Finding Your True Home
We believe buying a home shouldn't be a compromise—it should be an exciting step toward securing a property that genuinely matches your life. Our Vision is to ensure everyone can find that perfect home, not just settle for the second-best house.
This drives our Mission to fundamentally change the market. We take a holistic, combined approach to real estate, integrating all the services you need to make the process simple, straightforward, and completely stress-free.
From the very first conversation, we dedicate ourselves to getting to know you. This care ensures we expertly match you with properties that align precisely with your tastes, needs, and budget, guaranteeing a perfect fit.
Our Mission is Finding Your True Home
We believe buying a home shouldn't be a compromise—it should be an exciting step toward securing a property that genuinely matches your life. Our Vision is to ensure everyone can find that perfect home, not just settle for the second-best house.
This drives our Mission to fundamentally change the market. We take a holistic, combined approach to real estate, integrating all the services you need to make the process simple, straightforward, and completely stress-free.
From the very first conversation, we dedicate ourselves to getting to know you. This care ensures we expertly match you with properties that align precisely with your tastes, needs, and budget, guaranteeing a perfect fit.
